The company Banja Komerc Bekament met all set criteria and obtained the Excellent SME certificate by the Serbian Chamber of Commerce. This certificate is obtained through an official methodology based on the solvency score of 6 and above and a solvency report issued by the recognized COFACE credit rating company. The solvency rating is the result of a financial analysis of the Company’s operations. The solvency report also contains an assessment of the payment ethics and risk of doing business with the Company, showing possible insolvency over the next 12 months. The validity of the certificate is based on the constant monitoring of the COFACE credit rating agency. Continuous monitoring of the business of this company ensures its adequate credibility, both in the domestic and international business environment.